💳 Advanced Credit Card System Script for FiveM

Bring realistic, immersive banking to your server with a fully customizable Credit Card & Loan Management System built specifically for FiveM roleplay servers.

Designed for serious RP communities, this system introduces dynamic credit scores, configurable loan limits, and tier-based credit cards that evolve with player activity.

🚀 Core Features

💰 Configurable Cash Advance Loans

• Players can take out loans directly from the banking UI

• Fully configurable borrowing limits

• Real-time borrowing power based on credit score

• Minimum payment system with due dates

• Automatic penalties for missed payments

📈 Dynamic Credit Score System

• Credit scores increase and decrease based on:

  • Loan repayments

  • Late payments

  • Credit utilization

• Score range fully configurable (ex: 400–900)

• Real-time score tracking inside the UI

• Credit score directly affects borrowing power

💳 Tier-Based Credit Cards

Start basic and unlock premium tiers:

• Standard Card

• Silver Card

• Gold Card

• Black Card

Each card tier includes:

• Different credit limits

• Upgrade requirements

• Unlock progression

• Customizable limits per tier

All limits are fully configurable in the config file.

🏦 Full Loan Management System

• View total active debt

• Track minimum payments

• View due dates

• Pay back balance at any time

• Early payment fee system (optional, configurable)

• Credit utilization tracking

🔐 Secure PIN Authentication

• In-game PIN pad interface

• Secure login system for card access

• First-time PIN creation system

• Modern, clean UI design

🎨 Clean & Modern UI

• Fully responsive NUI

• Designed for immersive RP banking

• Clean US currency formatting ($0.00)

• UI made by cfx.re inspired styling

• Professional dashboard layout

🔧 Framework Compatibility

✔ ESX
✔ ox_lib
✔ oxmysql
✔ Fully optimized & performance friendly

⚙ Fully Customizable

Server owners can configure:

• Credit score ranges

• Loan limits

• Card tier requirements

• Payment penalties

• Early repayment fees

• Interest settings

• Score gain/loss values

🎯 Perfect For:

• Serious Roleplay Servers

• Economy-Based Servers

• Realistic Banking Systems

• Advanced RP Communities

💎 Why Choose This System?

This isn’t just a basic loan script — it’s a complete credit ecosystem that adds depth, realism, and long-term financial progression to your FiveM server.

Increase immersion.
Create meaningful consequences.
Reward responsible players.

Bring advanced, customizable banking to your FiveM server today.